Featured Post

Sun Maxilink Prime: 3 Reasons Why My OFW Clients Get a VUL as Their First Life Insurance + Investment Policy

VUL products (like Sun Maxilink Prime) are popular among my OFW clients.  You see,  Sun Maxilink Prime is a Variable Universal Life (V...

[Financially Free Filipino] Kristal Tan


Monday, January 30, 2017
The Wise Living's advocacy? 

Finance: Money management, investing, and financial consultations :) 

Freedom: Travelling, lifestyle and events 

Fulfillment: Giving back to the community and to organizations who are close to my heart.

And our vision statement? Financially free Filipinos, one family at a time.

It is because of this advocacy that I decided to dedicate a series on featuring my own clients - ordinary Filipinos who are committed to achieving extraordinary feats for their families' future: a financially free lifestyle. 

In today's blog post, we'll be talking to Kristal, a flight attendant from Qatar Airways. 



1. What's your idea of financial freedom? 


"For me, financial freedom means I'm able to buy what I need and want, and I won't depend on other people."

[Sun Life Award] Gold Medallion Dedicated to My Clients!


Sunday, January 29, 2017
This medal represents my dedication to my clients. 

It's official.

I'm deeply dedicated to Sun Life's advocacy: to make every Pinoy financially literate and financially free.

To you, my satisfied client, I dedicate this award to you. 




To my clients, I hope I made you proud.



To the OFW father who's always home-sick yet always makes it a point to invest 10% of his salary for life insurance, I dedicate this award to you, sir. Your family is well taken care of, in case anything happens to you. 

Here's How I Got A Roundtrip Ticket to Seoul for ONLY P2,300!


Saturday, January 14, 2017
Can you travel roundtrip Manila-Seoul-Manila just with P2,300? 

After getting a multiple-entry visa to Korea last 2016, I made "trip to Seoul" a part of my bucket list for 2017.


Since I wanted to splurge more on food and accommodation, I thought to myself, "Is it possible to get cheap airline tickets to Seoul?" 

I used to think I couldn't. After all, whenever I search for flights only, roundtrip tickets would usually be P12,000 to P17,000 roundtrip! With a heavy heart, I'd exit the browser, eat instant ramyeon, and watch a K-drama. 

But after doing it yesterday, I can prove that you really can! 

Here are three things I did: 

3 Income Streams You Can Start Building TODAY


Sunday, January 01, 2017
Happy New Year, TheWiseLiving.com readers!

If you got fired from work today, how would you react? 

A) Cry. Hate the world and rant on Facebook. 

B) Cry. Panic. Have a mental breakdown and withdraw all of your money so you can spend it all tonight. You'll just worry about finding another job tomorrow. 

C) Cry (because it's still a loss!) Afterwards, you'll just have a cup of tea and think reflectively about your life. Sure, it's one income stream down, but it doesn't matter that much. You have other income streams available so you can still get by with your life - you'll just use this time to relax, and look for another job next week. 

Photo credit: gmanews.tv
Most Pinoy millenials I've talked to answered A or B. 

Only a small percentage answered C. 

The more income streams you have, the less your worry may be when you lose your job.

Wouldn't it be nice if you can answer C, too?