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3 Things Running and Investing Have in Common


Sunday, March 05, 2017
Today, I feel energized!

Not because I drank Milo, but because I, Lianne Laroya, finished a 3 KM fun run for the first time in my life! Why is it such a momentous day for me?

It's because as a clumsy, anemic human, I was never a fan of running. It's tiring. You have to dedicate time for it. And it makes you sweat.

And while I was running (for my breath), I came to realize that running and investing have some things in common. For instance, you may have the same feelings toward investing: it's boring. You have to dedicate time so you can start it. And it makes you sweat - since you'll be committing to do it regularly. 


What does running and investing have in common - and what can you do to start investing easily? 

1. Aim high, start small

I'm making a "30 things to do before you're 30" list. There, I stated that I want to finish a 10 KM run, but in order for me to do that, I need to finish a 3 KM run first, right? 




The same thing happens with investing: you'll set up a Target Amount like achieving 1 MILLION pesos before you're 30 years old. 

READ: GMA Feature: How to Make A Million Pesos Before Age 30

BUT for you to this, you need to commit to investing at least P1,000/month, right?

In both activities, you're encouraged to dream as big as you can, but you need to follow through those dreams by doing small actions regularly. 


2. It doesn't matter how slow you are, as long as you finish

For the 3 KM category, there were about 1,300 participants. 

And you know what? I probably finished and landed in the 600th, or if I'm being truly honest, 750th spot. :)

This fact didn't stop me from being proud of myself, though. 





Investing is NOT a race. Investing is a fun run: you'll get your medal when you reach your Target Amount. 

So never compare yourself to other investors. 

Some millenials may be recovering from credit card debt. Some millenials are starting their first investment accounts. Some millenials may already be millionaires. 

And so, what? 

As long as YOU'RE starting to invest, you should be proud of yourself already! It takes a lot of dedication and good looks to get started! :) 

If you're a The Wise Living reader and you're inspired to start because of this humble blog, it makes me happy and kilig inside. 

3. Surround yourself with accountability buddies.

When you finally decide to start running, there'll be people around you who'll discourage you because they weren't able to run themselves, or because they're too concerned about your safety so they say you should just stay at home. 

The same is true when you start investing. One day, you'll be talking to a family member, a friend or an office mate, and you'll mention that you want to invest and you're planning to open an account within the week. 

READ: Invest In The Stock Market and Protect Your Income At The Same Time? 

They'll tell you things like:

"No, just put it in the bank kasi mas matagal na silang nandyan." 

(Even though a credible bank like BDO was founded 1968, whereas insurance & investment companies like Sun Life was founded 1895.)

"Mas maganda sa savings account. Kikita pera mo ng 0.80% a year, oh!"

(Even if savings account give you 0.80%/year interest whereas inflation decreases the value of your money 3-4%/year)



In the world of naysayers, find yourself accountability partners who will push you to be at your very best! 

How about you? Nasubukan mo na bang tumakbo, or mag-invest? If not yet, what's stopping you?